Learn Plant Care

Money Tree Care Guide

Pachira aquatica

By Learn Plant Care·Toxicity verified via ASPCA
Money Tree (Pachira aquatica)
Money Tree (Pachira aquatica) · Via Wikimedia Commons (CC)

Quick Answer

Money Tree needs watering every 1–2 weeks in summer and every 2–3 weeks in winter. It thrives in bright indirect and temperatures of 6085°F. Difficulty: Easy–Moderate. ✅ Non-toxic to pets.

Difficulty

Easy–Moderate

Light

Bright indirect

Watering

Every 1–2 weeks

Humidity

Medium–High (50–60%)

Temperature

60–85°F

Growth Rate

Moderate

Toxicity

Safe for Cats Safe for Dogs Safe for Humans

Source: ASPCA Animal Poison Control

Watering

Summer

Every 1–2 weeks

Winter

Every 2–3 weeks

Method: Soak and let drain; allow top 2 inches to dry

Light Requirements

Bright indirect

Bright indirect is ideal; tolerates medium light.

Soil & Potting

Soil: Well-draining sandy loam or cactus mix

Pot: Heavy pot with drainage (can tip over when tall)

Temperature & Humidity

Temperature: 6085°F (1629°C)

Humidity: Medium–High (50–60%)

Fertilizing

Frequency: Monthly spring/summer; skip winter

Type: Balanced liquid fertilizer, diluted

Common Problems

Yellow leaves → Overwatering. Check drainage and reduce frequency.

Leaf drop → Drafts, sudden temperature change, or overwatering.

Brown edges → Low humidity. Group plants or use humidifier.

Leggy growth → Insufficient light. Move to brighter window.

Propagation

Stem cuttings, seeds

Seasonal Care Calendar

🌸 Spring

Resume watering and fertilizing. Wipe down leaves. Good time to repot if needed.

☀️ Summer

Peak growth. Maintain consistent watering. Protect from air conditioning drafts.

🍂 Fall

Reduce fertilizing. Begin transitioning to a less frequent watering schedule.

❄️ Winter

Minimal watering. No fertilizer. Keep away from cold windows and heating vents.

Frequently Asked Questions

How often should I water a money tree?
Every 1–2 weeks in summer, 2–3 weeks in winter. Water deeply, then let top 2 inches dry.
Why is my money tree dropping leaves?
Usually a draft, sudden temperature change, or overwatering. Find a stable, warm spot away from vents.
Should I mist my money tree?
Misting helps but a humidifier is more effective. Money trees prefer 50–60% humidity.
How much light does a money tree need?
Bright indirect light for at least 6 hours. Avoid direct sun which scorches leaves.
Is money tree toxic to pets?
No — money tree (Pachira aquatica) is non-toxic to cats and dogs.